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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,732 | $167,522-92.4% | $151,639-91.6% | $134,532-90.5% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,736 | $6,828-59.9% | $6,165-55.6% | $4,741-42.3% |
| Participant deferral / active EE | $8,935 | $8,986-0.6% | $8,363+6.8% | $6,401+39.6% |
| Admin fee / account holder | $1,643 | $13,780-88.1% | $11,613-85.9% | $11,429-85.6% |