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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,228 | $157,296+19.7% | $141,191+33.3% | $152,897+23.1% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 31.78% | 64.34%-32.6pp | 71.41%-39.6pp | 345.43%-313.7pp |
| Employer contribution / active EE | $7,022 | $5,262+33.4% | $4,736+48.3% | $4,764+47.4% |
| Participant deferral / active EE | $8,787 | $7,111+23.6% | $6,710+31.0% | $5,851+50.2% |
| Admin fee / account holder | $1,954 | $12,125-83.9% | $10,264-81.0% | $11,599-83.2% |