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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,285 | $142,409+126.3% | $119,634+169.4% | $134,545+139.5% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.3%+4.1pp | 81.2%+2.1pp |
| Annual return | -18.58% | -12.46%-6.1pp | -14.98%-3.6pp | 418.37%-436.9pp |
| Employer contribution / active EE | $2,406 | $5,224-53.9% | $4,232-43.1% | $4,742-49.3% |
| Participant deferral / active EE | $9,073 | $6,468+40.3% | $5,601+62.0% | $6,401+41.7% |
| Admin fee / account holder | $30,676 | $13,594+125.6% | $10,329+197.0% | $11,431+168.4% |