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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,688 | $107,944-87.3% | $91,994-85.1% | $152,885-91.0% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 1.07% | 89.26%-88.2pp | 69.03%-68.0pp | 345.39%-344.3pp |
| Employer contribution / active EE | $9,304 | $4,210+121.0% | $3,452+169.5% | $4,763+95.3% |
| Participant deferral / active EE | $5,421 | $6,365-14.8% | $5,923-8.5% | $5,851-7.3% |
| Admin fee / account holder | $7,411 | $10,521-29.6% | $7,743-4.3% | $11,598-36.1% |