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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,378 | $157,296-86.4% | $141,191-84.9% | $152,897-86.0% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 67.75% | 64.34%+3.4pp | 71.41%-3.7pp | 345.43%-277.7pp |
| Employer contribution / active EE | $2,847 | $5,262-45.9% | $4,736-39.9% | $4,764-40.2% |
| Participant deferral / active EE | $4,520 | $7,111-36.4% | $6,710-32.6% | $5,851-22.7% |
| Admin fee / account holder | $6,295 | $12,125-48.1% | $10,264-38.7% | $11,599-45.7% |