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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,155 | $108,882+8.5% | $96,754+22.1% | $154,746-23.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 25.00% | 98.39%-73.4pp | 82.04%-57.0pp | 172.34%-147.3pp |
| Employer contribution / active EE | $2,391 | $3,018-20.8% | $2,679-10.8% | $4,379-45.4% |
| Participant deferral / active EE | $27,250 | $5,323+412.0% | $4,758+472.7% | $6,730+304.9% |
| Admin fee / account holder | $10,934 | $10,200+7.2% | $8,905+22.8% | $14,365-23.9% |