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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,037 | $82,674+8.9% | $125,381-28.2% | $68,486+31.5% |
| Participation rate | 93.8% | 75.1%+18.7pp | 82.4%+11.4pp | 67.9%+25.9pp |
| Annual return | -9.60% | -5.97%-3.6pp | 572.31%-581.9pp | -7.85%-1.7pp |
| Employer contribution / active EE | $10,902 | $3,382+222.4% | $4,815+126.4% | $2,597+319.9% |
| Participant deferral / active EE | $12,858 | $6,111+110.4% | $7,448+72.6% | $4,028+219.2% |
| Admin fee / account holder | $7,231 | $6,277+15.2% | $10,007-27.7% | $5,404+33.8% |