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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,417 | $102,393+12.7% | $147,041-21.5% | $80,911+42.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 19.50% | 134.95%-115.5pp | 419.21%-399.7pp | 35.63%-16.1pp |
| Employer contribution / active EE | $9,418 | $3,715+153.5% | $4,935+90.8% | $2,756+241.7% |
| Participant deferral / active EE | $13,496 | $6,647+103.0% | $8,071+67.2% | $4,297+214.1% |
| Admin fee / account holder | $2,182 | $7,943-72.5% | $13,006-83.2% | $6,935-68.5% |