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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,248 | $152,597-96.6% | $117,533-95.5% | $134,532-96.1% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -43.27% | 53.04%-96.3pp | 29.77%-73.0pp | 418.27%-461.5pp |
| Employer contribution / active EE | $0 | $5,576-100.0% | $4,179-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,400 | $4,821-71.0% | $4,072-65.6% | $6,401-78.1% |
| Admin fee / account holder | $1,718 | $7,007-75.5% | $5,647-69.6% | $11,429-85.0% |