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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,109 | $169,356-72.2% | $129,406-63.6% | $145,897-67.7% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 8.23% | 14418.62%-14410.4pp | 9468.18%-9459.9pp | 552.29%-544.1pp |
| Employer contribution / active EE | $1,691 | $5,542-69.5% | $4,155-59.3% | $4,663-63.7% |
| Participant deferral / active EE | $4,224 | $4,987-15.3% | $4,167+1.4% | $6,689-36.9% |
| Admin fee / account holder | $3,988 | $9,915-59.8% | $7,689-48.1% | $13,390-70.2% |