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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,760 | $150,447-66.9% | $136,298-63.5% | $147,586-66.3% |
| Participation rate | 55.6% | 84.4%-28.9pp | 81.9%-26.4pp | 82.8%-27.3pp |
| Annual return | 18.81% | 1049.15%-1030.3pp | 5156.27%-5137.5pp | 578.59%-559.8pp |
| Employer contribution / active EE | $2,391 | $5,256-54.5% | $4,696-49.1% | $4,876-51.0% |
| Participant deferral / active EE | $5,286 | $6,631-20.3% | $6,247-15.4% | $5,439-2.8% |
| Admin fee / account holder | $609 | $10,906-94.4% | $9,244-93.4% | $10,886-94.4% |