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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,878 | $148,623-70.5% | $135,974-67.7% | $139,466-68.5% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 19.82% | 79.30%-59.5pp | 68.30%-48.5pp | 373.66%-353.8pp |
| Employer contribution / active EE | $2,722 | $5,246-48.1% | $4,859-44.0% | $4,754-42.7% |
| Participant deferral / active EE | $8,808 | $8,103+8.7% | $7,760+13.5% | $6,712+31.2% |
| Admin fee / account holder | $1,010 | $12,406-91.9% | $10,767-90.6% | $11,409-91.1% |