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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,909 | $209,422-67.1% | $178,503-61.4% | $158,982-56.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -22.34% | 188.81%-211.1pp | 151.12%-173.5pp | 302.99%-325.3pp |
| Employer contribution / active EE | $1,750 | $5,707-69.3% | $5,011-65.1% | $4,763-63.3% |
| Participant deferral / active EE | $5,052 | $5,955-15.2% | $5,202-2.9% | $5,983-15.6% |
| Admin fee / account holder | $16,373 | $17,079-4.1% | $13,987+17.1% | $11,252+45.5% |