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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,185 | $148,629-58.8% | $135,982-55.0% | $139,487-56.1% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 15.25% | 79.33%-64.1pp | 68.32%-53.1pp | 373.84%-358.6pp |
| Employer contribution / active EE | $823 | $5,247-84.3% | $4,859-83.1% | $4,755-82.7% |
| Participant deferral / active EE | $5,140 | $8,102-36.6% | $7,760-33.8% | $6,713-23.4% |
| Admin fee / account holder | $13,310 | $12,406+7.3% | $10,767+23.6% | $11,407+16.7% |