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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,733 | $58,493-37.2% | $84,021-56.3% | $72,975-49.7% |
| Participation rate | 96.4% | 61.2%+35.2pp | 69.0%+27.4pp | 69.5%+26.9pp |
| Annual return | 16.88% | 28.93%-12.1pp | 71.32%-54.4pp | 81.01%-64.1pp |
| Employer contribution / active EE | $4,647 | $1,163+299.6% | $1,984+134.3% | $2,440+90.4% |
| Participant deferral / active EE | $3,100 | $2,394+29.5% | $3,239-4.3% | $3,608-14.1% |
| Admin fee / account holder | $398 | $4,569-91.3% | $6,102-93.5% | $5,124-92.2% |