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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,905 | $165,381-91.6% | $149,730-90.7% | $158,966-91.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.24% | 348.29%-332.1pp | 276.70%-260.5pp | 302.95%-286.7pp |
| Employer contribution / active EE | $1,914 | $5,104-62.5% | $4,645-58.8% | $4,762-59.8% |
| Participant deferral / active EE | $5,557 | $7,182-22.6% | $6,843-18.8% | $5,983-7.1% |
| Admin fee / account holder | $927 | $10,809-91.4% | $9,310-90.0% | $11,250-91.8% |