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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,282 | $102,696-53.0% | $86,235-44.0% | $139,487-65.4% |
| Participation rate | 37.5% | 74.5%-37.0pp | 69.0%-31.5pp | 80.3%-42.8pp |
| Annual return | 23.41% | 1925.91%-1902.5pp | 1170.03%-1146.6pp | 373.84%-350.4pp |
| Employer contribution / active EE | $1,110 | $3,034-63.4% | $2,381-53.4% | $4,755-76.7% |
| Participant deferral / active EE | $3,724 | $4,679-20.4% | $3,987-6.6% | $6,713-44.5% |
| Admin fee / account holder | $150 | $8,667-98.3% | $6,856-97.8% | $11,407-98.7% |