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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,782 | $83,337-67.9% | $67,834-60.5% | $273,972-90.2% |
| Participation rate | 56.3% | 76.4%-20.2pp | 68.8%-12.5pp | 83.0%-26.8pp |
| Annual return | 17.56% | 259.45%-241.9pp | 138.47%-120.9pp | 41.46%-23.9pp |
| Employer contribution / active EE | $2,751 | $3,287-16.3% | $2,403+14.5% | $4,869-43.5% |
| Participant deferral / active EE | $3,927 | $4,088-3.9% | $3,160+24.3% | $5,287-25.7% |
| Admin fee / account holder | $0 | $6,752-100.0% | $4,622-100.0% | $10,133-100.0% |