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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,533 | $127,387-95.7% | $115,038-95.2% | $125,389-95.6% |
| Participation rate | 88.2% | 84.2%+4.1pp | 81.4%+6.9pp | 83.2%+5.0pp |
| Annual return | -7.07% | 31.28%-38.4pp | 26.14%-33.2pp | 282.24%-289.3pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $6,310 | $6,423-1.8% | $6,026+4.7% | $5,352+17.9% |
| Admin fee / account holder | $925 | $9,516-90.3% | $8,175-88.7% | $9,541-90.3% |