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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,453 | $73,978-39.9% | $96,515-53.9% | $75,173-40.9% |
| Participation rate | 51.3% | 66.4%-15.1pp | 74.3%-23.1pp | 67.2%-15.9pp |
| Annual return | 14.55% | 26.72%-12.2pp | 35.73%-21.2pp | 160.72%-146.2pp |
| Employer contribution / active EE | $2,231 | $2,931-23.9% | $3,740-40.3% | $2,671-16.5% |
| Participant deferral / active EE | $3,276 | $3,660-10.5% | $4,880-32.9% | $4,126-20.6% |
| Admin fee / account holder | $1,890 | $5,219-63.8% | $6,735-71.9% | $5,651-66.5% |