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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,594 | $110,212-69.5% | $96,534-65.2% | $139,466-75.9% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 22.55% | 26.42%-3.9pp | 25.88%-3.3pp | 373.66%-351.1pp |
| Employer contribution / active EE | $2,636 | $3,620-27.2% | $2,965-11.1% | $4,754-44.5% |
| Participant deferral / active EE | $2,636 | $5,547-52.5% | $4,851-45.7% | $6,712-60.7% |
| Admin fee / account holder | $1,750 | $11,599-84.9% | $8,253-78.8% | $11,409-84.7% |