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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,274 | $138,102-47.7% | $125,381-42.4% | $134,532-46.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.19% | 750.73%-767.9pp | 572.31%-589.5pp | 418.27%-435.5pp |
| Employer contribution / active EE | $12,258 | $5,245+133.7% | $4,815+154.6% | $4,741+158.6% |
| Participant deferral / active EE | $10,015 | $7,801+28.4% | $7,448+34.5% | $6,401+56.5% |
| Admin fee / account holder | $457 | $11,568-96.0% | $10,007-95.4% | $11,429-96.0% |