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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,218 | $100,073+18.1% | $85,126+38.9% | $145,877-19.0% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 14.41% | 84.11%-69.7pp | 66.63%-52.2pp | 551.28%-536.9pp |
| Employer contribution / active EE | $1,795 | $3,236-44.5% | $2,731-34.3% | $4,663-61.5% |
| Participant deferral / active EE | $6,211 | $5,294+17.3% | $4,523+37.3% | $6,691-7.2% |
| Admin fee / account holder | $3,266 | $7,261-55.0% | $6,160-47.0% | $13,402-75.6% |