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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,218 | $100,203+18.0% | $85,240+38.7% | $145,897-19.0% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 14.41% | 84.28%-69.9pp | 66.75%-52.3pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,795 | $3,242-44.6% | $2,735-34.4% | $4,663-61.5% |
| Participant deferral / active EE | $6,211 | $5,299+17.2% | $4,527+37.2% | $6,689-7.2% |
| Admin fee / account holder | $3,266 | $7,265-55.0% | $6,165-47.0% | $13,390-75.6% |