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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,220 | $97,125+60.8% | $86,233+81.2% | $137,256+13.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 18.14% | 74.19%-56.0pp | 61.39%-43.2pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,290 | $2,841-54.6% | $2,504-48.5% | $4,156-69.0% |
| Participant deferral / active EE | $7,349 | $5,180+41.9% | $4,559+61.2% | $6,407+14.7% |
| Admin fee / account holder | $10,936 | $9,725+12.5% | $8,342+31.1% | $12,270-10.9% |