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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,957 | $157,296-78.4% | $141,191-75.9% | $152,897-77.8% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 24.56% | 64.34%-39.8pp | 71.41%-46.9pp | 345.43%-320.9pp |
| Employer contribution / active EE | $2,134 | $5,262-59.5% | $4,736-54.9% | $4,764-55.2% |
| Participant deferral / active EE | $8,749 | $7,111+23.0% | $6,710+30.4% | $5,851+49.5% |
| Admin fee / account holder | $181 | $12,125-98.5% | $10,264-98.2% | $11,599-98.4% |