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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,523 | $77,816-85.2% | $123,552-90.7% | $64,173-82.0% |
| Participation rate | 90.2% | 74.7%+15.5pp | 82.3%+7.9pp | 69.6%+20.7pp |
| Annual return | 26.87% | 12.49%+14.4pp | 119.20%-92.3pp | 7.63%+19.2pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,845 | $5,240-7.5% | $6,426-24.6% | $3,470+39.7% |
| Admin fee / account holder | $580 | $5,519-89.5% | $9,285-93.8% | $4,887-88.1% |