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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,774 | $96,508-16.3% | $75,901+6.4% | $152,897-47.2% |
| Participation rate | 62.5% | 76.2%-13.7pp | 69.3%-6.8pp | 82.5%-20.0pp |
| Annual return | 17.63% | 33.99%-16.4pp | 30.76%-13.1pp | 345.43%-327.8pp |
| Employer contribution / active EE | $11,284 | $3,310+240.9% | $2,501+351.2% | $4,764+136.9% |
| Participant deferral / active EE | $4,938 | $4,554+8.4% | $3,603+37.0% | $5,851-15.6% |
| Admin fee / account holder | $15 | $8,081-99.8% | $5,420-99.7% | $11,599-99.9% |