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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,603 | $90,397-46.2% | $76,002-36.1% | $145,959-66.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 16.92% | 621.97%-605.1pp | 360.07%-343.1pp | 561.95%-545.0pp |
| Employer contribution / active EE | $2,585 | $3,317-22.1% | $2,688-3.8% | $4,661-44.5% |
| Participant deferral / active EE | $2,799 | $5,163-45.8% | $4,257-34.2% | $6,689-58.2% |
| Admin fee / account holder | $1,336 | $8,369-84.0% | $6,414-79.2% | $13,398-90.0% |