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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,603 | $90,530-46.3% | $76,030-36.1% | $145,897-66.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 16.92% | 625.08%-608.2pp | 361.54%-344.6pp | 552.29%-535.4pp |
| Employer contribution / active EE | $2,585 | $3,319-22.1% | $2,688-3.8% | $4,663-44.6% |
| Participant deferral / active EE | $2,799 | $5,164-45.8% | $4,257-34.2% | $6,689-58.2% |
| Admin fee / account holder | $1,336 | $8,383-84.1% | $6,421-79.2% | $13,390-90.0% |