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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,463 | $157,296-55.2% | $141,191-50.1% | $152,897-53.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.19% | 64.34%-46.1pp | 71.41%-53.2pp | 345.43%-327.2pp |
| Employer contribution / active EE | $11,906 | $5,262+126.2% | $4,736+151.4% | $4,764+149.9% |
| Participant deferral / active EE | $5,346 | $7,111-24.8% | $6,710-20.3% | $5,851-8.6% |
| Admin fee / account holder | $393 | $12,125-96.8% | $10,264-96.2% | $11,599-96.6% |