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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,295 | $100,203-76.8% | $85,240-72.7% | $145,897-84.0% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 9.12% | 84.28%-75.2pp | 66.75%-57.6pp | 552.29%-543.2pp |
| Employer contribution / active EE | $781 | $3,242-75.9% | $2,735-71.4% | $4,663-83.2% |
| Participant deferral / active EE | $4,086 | $5,299-22.9% | $4,527-9.7% | $6,689-38.9% |
| Admin fee / account holder | $7,138 | $7,265-1.8% | $6,165+15.8% | $13,390-46.7% |