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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,052 | $135,956+256.8% | $123,894+291.5% | $273,972+77.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.28% | 56.63%-51.3pp | 47.52%-42.2pp | 41.46%-36.2pp |
| Employer contribution / active EE | $4,064 | $5,170-21.4% | $4,617-12.0% | $4,869-16.5% |
| Participant deferral / active EE | $444 | $6,343-93.0% | $5,984-92.6% | $5,287-91.6% |
| Admin fee / account holder | $15,776 | $9,817+60.7% | $8,357+88.8% | $10,133+55.7% |