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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,209 | $91,536-79.0% | $130,062-85.2% | $75,177-74.4% |
| Participation rate | 94.6% | 71.5%+23.1pp | 78.5%+16.1pp | 67.2%+27.4pp |
| Annual return | 26.23% | -631.62%+657.8pp | -137.37%+163.6pp | 160.75%-134.5pp |
| Employer contribution / active EE | $2,348 | $2,845-17.5% | $4,322-45.7% | $2,671-12.1% |
| Participant deferral / active EE | $3,181 | $4,343-26.8% | $5,821-45.4% | $4,126-22.9% |
| Admin fee / account holder | $790 | $6,780-88.3% | $10,601-92.5% | $5,651-86.0% |