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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,638 | $111,785-64.5% | $93,669-57.7% | $145,877-72.8% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 12.97% | 203.79%-190.8pp | 133.59%-120.6pp | 551.28%-538.3pp |
| Employer contribution / active EE | $2,591 | $3,096-16.3% | $2,424+6.9% | $4,663-44.4% |
| Participant deferral / active EE | $2,397 | $4,919-51.3% | $4,416-45.7% | $6,691-64.2% |
| Admin fee / account holder | $3,723 | $10,256-63.7% | $8,291-55.1% | $13,402-72.2% |