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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,626 | $198,457-84.6% | $170,435-82.0% | $147,586-79.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.07% | 257.30%-243.2pp | 205.94%-191.9pp | 578.59%-564.5pp |
| Employer contribution / active EE | $5,880 | $6,183-4.9% | $5,432+8.2% | $4,876+20.6% |
| Participant deferral / active EE | $8,319 | $5,629+47.8% | $4,939+68.4% | $5,439+53.0% |
| Admin fee / account holder | $632 | $16,852-96.3% | $13,881-95.5% | $10,886-94.2% |