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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,453 | $103,392-64.7% | $87,104-58.2% | $152,897-76.2% |
| Participation rate | 38.5% | 79.4%-40.9pp | 76.9%-38.4pp | 82.5%-44.0pp |
| Annual return | 17.92% | 28.10%-10.2pp | 28.19%-10.3pp | 345.43%-327.5pp |
| Employer contribution / active EE | $764 | $3,221-76.3% | $2,521-69.7% | $4,764-84.0% |
| Participant deferral / active EE | $1,876 | $4,778-60.7% | $4,048-53.7% | $5,851-67.9% |
| Admin fee / account holder | $5,259 | $12,194-56.9% | $7,491-29.8% | $11,599-54.7% |