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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,153 | $196,972-74.0% | $182,262-71.9% | $198,609-74.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 21.41% | 158.27%-136.9pp | 140.60%-119.2pp | 202.70%-181.3pp |
| Employer contribution / active EE | $5,893 | $5,364+9.9% | $5,046+16.8% | $5,055+16.6% |
| Participant deferral / active EE | $7,303 | $8,643-15.5% | $8,276-11.8% | $6,977+4.7% |
| Admin fee / account holder | $350 | $18,429-98.1% | $16,712-97.9% | $19,030-98.2% |