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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,153 | $162,136-68.5% | $152,301-66.4% | $154,746-66.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.41% | 91.02%-69.6pp | 80.50%-59.1pp | 172.34%-150.9pp |
| Employer contribution / active EE | $5,893 | $4,890+20.5% | $4,624+27.4% | $4,379+34.6% |
| Participant deferral / active EE | $7,303 | $8,341-12.4% | $8,004-8.8% | $6,730+8.5% |
| Admin fee / account holder | $350 | $15,759-97.8% | $14,398-97.6% | $14,365-97.6% |