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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,520 | $226,105-85.6% | $182,540-82.2% | $152,897-78.7% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.0%+7.7pp | 82.5%+3.3pp |
| Annual return | 27.85% | 192.58%-164.7pp | 148.58%-120.7pp | 345.43%-317.6pp |
| Employer contribution / active EE | $5,689 | $4,978+14.3% | $4,076+39.6% | $4,764+19.4% |
| Participant deferral / active EE | $10,170 | $6,370+59.7% | $5,525+84.1% | $5,851+73.8% |
| Admin fee / account holder | $371 | $10,706-96.5% | $8,593-95.7% | $11,599-96.8% |