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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,578 | $72,269+277.2% | $101,271+169.2% | $79,852+241.4% |
| Participation rate | 89.4% | 68.5%+20.9pp | 75.8%+13.6pp | 69.6%+19.7pp |
| Annual return | 17.37% | 22.29%-4.9pp | 46.48%-29.1pp | 31.72%-14.4pp |
| Employer contribution / active EE | $11,144 | $2,692+314.0% | $3,660+204.5% | $2,471+351.0% |
| Participant deferral / active EE | $10,981 | $3,282+234.6% | $4,371+151.2% | $3,740+193.6% |
| Admin fee / account holder | $13,253 | $4,401+201.1% | $5,948+122.8% | $5,306+149.8% |