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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,410 | $135,956-85.0% | $123,894-83.5% | $273,972-92.6% |
| Participation rate | 77.8% | 84.1%-6.3pp | 81.4%-3.6pp | 83.0%-5.2pp |
| Annual return | 9.15% | 56.63%-47.5pp | 47.52%-38.4pp | 41.46%-32.3pp |
| Employer contribution / active EE | $2,616 | $5,170-49.4% | $4,617-43.3% | $4,869-46.3% |
| Participant deferral / active EE | $3,558 | $6,343-43.9% | $5,984-40.5% | $5,287-32.7% |
| Admin fee / account holder | $4,701 | $9,817-52.1% | $8,357-43.8% | $10,133-53.6% |