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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,740 | $175,231-85.9% | $149,696-83.5% | $139,466-82.3% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 81.55% | 166.77%-85.2pp | 134.46%-52.9pp | 373.66%-292.1pp |
| Employer contribution / active EE | $9,557 | $5,478+74.5% | $4,821+98.2% | $4,754+101.0% |
| Participant deferral / active EE | $4,805 | $6,521-26.3% | $5,682-15.4% | $6,712-28.4% |
| Admin fee / account holder | $1,401 | $16,155-91.3% | $13,212-89.4% | $11,409-87.7% |