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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,426 | $109,967-53.2% | $97,197-47.1% | $145,877-64.7% |
| Participation rate | 58.3% | 76.0%-17.6pp | 72.7%-14.4pp | 80.3%-22.0pp |
| Annual return | 13.99% | 244.27%-230.3pp | 75.47%-61.5pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,406 | $3,077-54.3% | $2,723-48.3% | $4,663-69.8% |
| Participant deferral / active EE | $4,792 | $4,676+2.5% | $4,263+12.4% | $6,691-28.4% |
| Admin fee / account holder | $1,781 | $6,199-71.3% | $5,637-68.4% | $13,402-86.7% |