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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,726 | $111,785+96.6% | $93,669+134.6% | $145,877+50.6% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 11.01% | 203.79%-192.8pp | 133.59%-122.6pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,685 | $3,096-13.3% | $2,424+10.8% | $4,663-42.4% |
| Participant deferral / active EE | $7,356 | $4,919+49.6% | $4,416+66.6% | $6,691+9.9% |
| Admin fee / account holder | $12,914 | $10,256+25.9% | $8,291+55.8% | $13,402-3.6% |