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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,726 | $111,814+96.5% | $93,654+134.6% | $145,959+50.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 11.01% | 203.30%-192.3pp | 133.34%-122.3pp | 561.95%-550.9pp |
| Employer contribution / active EE | $2,685 | $3,092-13.2% | $2,421+10.9% | $4,661-42.4% |
| Participant deferral / active EE | $7,356 | $4,914+49.7% | $4,413+66.7% | $6,689+10.0% |
| Admin fee / account holder | $12,914 | $10,246+26.0% | $8,282+55.9% | $13,398-3.6% |