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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,494 | $167,353-12.5% | $143,797+1.9% | $134,545+8.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.65% | 0.48%-15.1pp | -0.04%-14.6pp | 418.37%-433.0pp |
| Employer contribution / active EE | $8,066 | $5,620+43.5% | $4,952+62.9% | $4,742+70.1% |
| Participant deferral / active EE | $17,869 | $6,447+177.2% | $5,638+216.9% | $6,401+179.2% |
| Admin fee / account holder | $51,155 | $18,096+182.7% | $14,679+248.5% | $11,431+347.5% |