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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,316 | $77,460+131.5% | $100,378+78.6% | $80,925+121.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 11.89% | 37.24%-25.4pp | 49.41%-37.5pp | 35.65%-23.8pp |
| Employer contribution / active EE | $4,360 | $2,801+55.6% | $3,942+10.6% | $2,756+58.2% |
| Participant deferral / active EE | $14,360 | $6,818+110.6% | $8,087+77.6% | $4,299+234.1% |
| Admin fee / account holder | $8,996 | $5,887+52.8% | $7,899+13.9% | $6,940+29.6% |