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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,085 | $77,358+157.4% | $102,184+94.8% | $87,485+127.6% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 14.18% | 41.11%-26.9pp | 31.58%-17.4pp | 26.06%-11.9pp |
| Employer contribution / active EE | $4,967 | $2,562+93.9% | $3,594+38.2% | $2,596+91.3% |
| Participant deferral / active EE | $15,370 | $6,753+127.6% | $8,309+85.0% | $4,274+259.7% |
| Admin fee / account holder | $13,358 | $6,809+96.2% | $11,609+15.1% | $7,775+71.8% |