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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,316 | $77,472+131.5% | $100,415+78.6% | $80,959+121.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 11.89% | 37.26%-25.4pp | 49.47%-37.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $4,360 | $2,800+55.7% | $3,943+10.6% | $2,757+58.1% |
| Participant deferral / active EE | $14,360 | $6,818+110.6% | $8,091+77.5% | $4,300+233.9% |
| Admin fee / account holder | $8,996 | $5,885+52.9% | $7,906+13.8% | $6,925+29.9% |