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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,085 | $78,520+153.5% | $96,576+106.1% | $82,448+141.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 81.4%+18.6pp | 68.1%+31.9pp |
| Annual return | 14.18% | 41.30%-27.1pp | 38.47%-24.3pp | 41.64%-27.5pp |
| Employer contribution / active EE | $4,967 | $2,630+88.9% | $3,553+39.8% | $2,551+94.7% |
| Participant deferral / active EE | $15,370 | $6,754+127.6% | $7,956+93.2% | $4,139+271.3% |
| Admin fee / account holder | $13,358 | $13,455-0.7% | $11,381+17.4% | $7,234+84.7% |