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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,780 | $845,484-94.9% | $178,505-76.0% | - |
| Participation rate | 100.0% | 64.0%+36.0pp | 77.1%+22.9pp | - |
| Annual return | 17.70% | 8.37%+9.3pp | 27.16%-9.5pp | - |
| Employer contribution / active EE | $10,490 | $2,463+325.8% | $3,955+165.2% | - |
| Participant deferral / active EE | $4,580 | $5,196-11.9% | $6,280-27.1% | - |
| Admin fee / account holder | $2,771 | $34,598-92.0% | $10,428-73.4% | - |