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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,972 | $71,197-55.1% | $93,669-65.9% | $80,925-60.5% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 11.45% | 11.27%+0.2pp | 133.59%-122.1pp | 35.65%-24.2pp |
| Employer contribution / active EE | $2,270 | $1,565+45.1% | $2,424-6.3% | $2,756-17.7% |
| Participant deferral / active EE | $2,418 | $4,036-40.1% | $4,416-45.2% | $4,299-43.7% |
| Admin fee / account holder | $2,161 | $6,959-69.0% | $8,291-73.9% | $6,940-68.9% |