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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,972 | $71,057-55.0% | $93,654-65.9% | $80,874-60.5% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 11.45% | 11.26%+0.2pp | 133.34%-121.9pp | 35.62%-24.2pp |
| Employer contribution / active EE | $2,270 | $1,564+45.1% | $2,421-6.2% | $2,756-17.6% |
| Participant deferral / active EE | $2,418 | $4,034-40.1% | $4,413-45.2% | $4,297-43.7% |
| Admin fee / account holder | $2,161 | $6,944-68.9% | $8,282-73.9% | $6,935-68.8% |