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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,754 | $202,342-85.8% | $172,752-83.4% | $152,897-81.2% |
| Participation rate | 0.0% | 87.1%-87.1pp | 82.6%-82.6pp | 82.5%-82.5pp |
| Annual return | 48.05% | 1029.83%-981.8pp | 802.97%-754.9pp | 345.43%-297.4pp |
| Employer contribution / active EE | $2,262 | $5,858-61.4% | $5,144-56.0% | $4,764-52.5% |
| Participant deferral / active EE | $5,457 | $5,948-8.3% | $5,198+5.0% | $5,851-6.7% |
| Admin fee / account holder | $309 | $17,111-98.2% | $13,955-97.8% | $11,599-97.3% |