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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,026 | $80,983-48.1% | $96,544-56.5% | $75,177-44.1% |
| Participation rate | 56.4% | 71.8%-15.4pp | 76.0%-19.6pp | 67.2%-10.8pp |
| Annual return | 15.77% | 27.05%-11.3pp | 25.88%-10.1pp | 160.75%-145.0pp |
| Employer contribution / active EE | $1,216 | $2,282-46.7% | $2,966-59.0% | $2,671-54.5% |
| Participant deferral / active EE | $2,036 | $3,929-48.2% | $4,851-58.0% | $4,126-50.7% |
| Admin fee / account holder | $2,360 | $6,717-64.9% | $8,254-71.4% | $5,651-58.2% |